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MoneyWell 3.1.2

Personal budgeting software

Category: Finance
Price: High
Popularity: Low
Version String: 3.1.2 (3077)
Release Date: 2021-06-04
Architecture: Intel & AppleSilicon(ARM)
Minimum OS: macOS 10.11
Vendor Name: Diligent Robot Ltd
Homepage: moneywell.app

Version History 3.1.2 (3077)

You can find release notes for this version here: [moneywell.app]

Description:

Personal Budgeting Software for Mac and iOS.


Taking control of your personal budget

MoneyWell is a personal finance package built around the concept of envelope budgeting. It's designed to keep you from overspending by using proactive budgeting techniques. It also helps you direct your extra money to debt reduction and savings so you end up with a nice cash buffer for emergencies and a more stress-free life.


Spend only what you have in your buckets.

Too many other financial tools rely on end of the month budget reports to keep your spending in line, but by that time it's too late to fix anything. We call this regret-based budgeting, where you print reports and then regret not sticking to your plan. It's a broken system that most people can't use. With MoneyWell, there's one simple rule: Spend only what you have in your buckets.


Three Simple Steps to Financial Freedom

It's easy to reduce debt and increase savings with MoneyWell. By getting into the habit of only spending what you have in your buckets, you'll find yourself less stressed about money.

Each pay period, simply follow three simple steps:

1. Assign deposits to your income buckets
2. Fill expense buckets using income buckets
3. Assign withdrawals to your expense buckets


Easily track all your accounts.

Multiple accounts across multiple banks? Not a problem! View everything in one place with a clean, native Mac app. MoneyWell supports importing all the standard formats as well as auto-downloads for those institutions that support Direct Connect.


Envelope-based budgeting.

MoneyWell was designed from day one to do envelope budgeting—it isn’t just a feature we tacked on as a checklist item. At its core, MoneyWell is a budgeting system to help you eliminate debt and grow wealth.


Interactive reports

MoneyWell was designed to give you great financial feedback in every view, but when you need to share information with others, reports are a great tool. With our 2.0 release, you can create and save reports that have different content, totals, groupings, date ranges and watch the report change as you adjust these settings. Zoom in and review them in the main window or go old school and print a paper copy.


Beautiful graphs

Graphs are available for nearly every list to give you the big picture. Headers above each list give summary information along with quick totals for selections. Every visual has been crafted to help you see exactly what you need right where you are.


Best-in-class currency support

No other finance app allows you to record a transaction in one currency, store it in an account register in a second currency, and assign it to a budget bucket in a third. Only MoneyWell gives you the flexibility to keep your budget in check no matter where you live or travel.

When you set the currency on your transaction, MoneyWell automatically looks up the exchange rate based on the currency of your selected account. If your bucket has a third currency, it does the same for that.

Since exchange rates are rarely perfect, MoneyWell also allows you to set the exact amounts for all three currencies and keeps those stored within each transaction.